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How to File a Truck Accident Claim The majority of truck accidents are caused due to carelessness on the part of a trucker or trucking firm. Injured victims often have to file a lawsuit to get full compensation for any accident-related expenses. Medical expenses are a expense that victims of accidents involving trucks often need to pay. The insurance provider for the responsible party could require an independent medical examination in order to determine the extent of your injuries and how they affect your daily life. Medical Care You should seek immediate medical attention after the accident to ensure your safety and health. In getting medical attention as soon as possible will help you to record your injuries to use them as evidence in your claim. It will also assist you to build a stronger case that proves your injuries resulted from the crash. Medical expenses are an essential part of any personal injury claim. They demonstrate the severity of your injuries and how they have affected your life. You might not be able to receive full compensation if you do not have solid documentation of your injuries. In some cases, the medical care may be so that you are not able to work or return to your usual activities. In this situation you could be eligible for compensation for loss of income. Additionally, you might be eligible for reimbursement for the expense of any assistive equipment you need in order to remain as normal as is possible. As in any accident, there are a variety of parties that could be held liable for an accident involving a truck. These parties include: Truck drivers: Truck drivers can be employees of a company who are under contract to work for a particular employer or independent owner-operators that operate their trucks on behalf of their own company or a shipper they contract with. Truck drivers who are reckless, negligent or engage in unsafe driving may be accountable for causing an accident. Other drivers: If another driver's negligence led to a crash, that person may be held responsible. Other drivers are frequently held responsible for truck-related accidents, especially when the driver in question was driving recklessly or was distracted. The responsible parties might try to minimize your claim by denying responsibility, recording your statement against you, or deceiving you into admitting that they are at fault. You must hire an experienced truck accident lawyer. Your attorney will fight for your rights and make sure that the liable party pays what you are owed. Lost Wages While fender-benders, parking lot scrapes are normal in passenger cars, the same cannot be said of truck accidents. These crashes are more serious and more likely to cause long-term injuries and permanent disabilities. These crashes also carry heavy loads, which can put occupants at greater risk. There are a variety of truck drivers. Owner-operators, who own their vehicles and contract with shippers for a cost to haul goods or company drivers, who drive vehicles that are owned by their employer. Both are at risk in a collision that involves commercial vehicles, based on the circumstances of the accident. Anyone who suffers an injury from a truck accident that keeps them from working may be entitled to compensation for lost wages. These are calculated in relation to the amount money they could have earned in the time they were unable work because of their injuries. This includes not only regular wages, but also benefits like paid time off and overtime. A judge is usually required to review a doctor's letter before awarding damages to the person who was injured for lost wages. The letter should explain the plan of treatment as well as the reasons they were unable get to work. A letter from their employer verifying their hourly wage, salary and the number of days they were unable to work due to the injury is also required. After all the evidence has been taken into consideration after which your lawyer will draft an order form that outlines the amount you've suffered as a result of the truck accident. This is then sent to the insurance company of the other driver. yorba linda truck wreck lawyer includes clearly stating the facts of the situation, how you were injured and the amount you're asking for. Negotiations may include back-and forth communications. If a settlement cannot be reached the lawyer will file a suit on your behalf. In most cases, a person can get compensation for lost wages through the at-fault driver's bodily injury liability. If that is not available or not available, the person who was injured by an uninsured or underinsured driver can make a claim through their own car insurance company up to their personal injury protection (PIP) coverage limit. Suffering and Pain In addition to financial loss truck accidents often result in substantial emotional and physical discomfort. These non-economic losses are typically harder to determine a dollar value on, but they nevertheless need to be compensated in monetary terms. A skilled New York truck accident lawyer will review your case and determine the value of your non-economic damages. Injuries can cause you to be unable to participate in your favorite hobbies or pastimes. You might miss out on vacations or other activities that enrich your life. You deserve compensation for these losses. Loss of consortium and loss in enjoyment of life are both examples of non-economic damages. If you're injured in an accident with a large truck, it is important to seek medical attention promptly. This will not only aid in ensuring your health as well, but it can also serve as critical documentation for any future personal injury claims. Even if the injury seems small, it's important to undergo a thorough assessment. In time an expert medical professional will determine the severity of your injury is and provide you with the proper treatment. The next step is to have an attorney review all evidence and then draft a demand letter which sets the compensation you require. Your lawyer will then send the demand letter to the parties at fault and their insurance providers. Your lawyer will be able to go to trial if they fail to adhere to your demands. This indicates that you are not going to back down, and that they should treat you with respect if they wish to give you a fair amount of compensation. Finally, be prepared for the party at fault's insurance company to reach out to you regarding the accident and the injuries you sustained. They're often “wolves in sheepskins” and will attempt to obtain the information they will twist and use against your settlement in court. By making your lawyer the sole handler of all communications with insurance companies and other parties, you will be sure to avoid making statements that could be used against you. Damages Damages are the most significant aspect of any truck accident claim. Damages can be economic (medical expenses, lost wages) or non-economic (pain and suffering). All damages are caused by negligence. To be eligible for compensation the victim must prove that the party responsible did not take reasonable care while operating or maintaining their car or was reckless while driving. Even minor accidents can result in devastating injuries due the size and weight. Even if you feel that your injuries are minor, it is important to seek medical attention as soon as possible. This will not only safeguard your health, but it will also provide vital evidence in the event of a possible injury claim. This will help the insurance company comprehend the full extent of your injuries. It could also keep them from arguing that you aren't as injured as you claim to be. Additionally, it is crucial to keep a record of all expenses associated with your accident. This includes travel expenses you incur in order to travel to appointments with a doctor or other treatments in addition to any property damage sustained in the collision. This includes your car, which may be totaled in a serious crash, as well as personal possessions like watches and other jewelry. Insurance companies will often contact you to offer a settlement within a few days after a crash. You should not speak to them or accept a settlement offer prior to consulting with a knowledgeable truck accident lawyer. These people will often try to convince you to accept lower offers that do not cover your accident-related costs. A reputable lawyer will be able to review your records and provide you with a precise estimate of the worth of your case. Your lawyer will also be able determine if additional damages, such as punitive damages are available. These are damages designed to punish the person who committed the offense, and discourage others from engaging in similar behavior.